What types of insurance must be maintained at each chiropractic facility?

In a chiropractic facility, it is crucial to maintain both general liability and professional liability insurance. General liability insurance protects the practice against claims of bodily injury or property damage that could occur on the premises, ensuring that the facility is covered in case of accidents. This type of insurance is essential for any business environment, including healthcare facilities, where the risk of injury is present.

Professional liability insurance, often referred to as malpractice insurance, is equally important in safeguarding chiropractors against claims of negligence or harm resulting from their professional services. This insurance covers legal fees and damages that may arise from lawsuits alleging that a practitioner failed to provide the appropriate standard of care.

In summary, having both general and professional liability insurance is not only a safety precaution but also a requirement for compliance within the chiropractic profession to protect both the practitioner and patients. It ensures that the practice can operate sustainably and responsibly in the healthcare landscape.